Why invest in a
Funeral Plan?
A funeral plan is not a ‘just in case’ product, it’s a ‘definitely will need’ product. As blunt as it sounds, at some point all of us will die, an uncomfortable but unavoidable fact.
Having a funeral plan will help relieve your loved ones of both the financial and emotional burden of arranging your funeral when the time comes.
Would your loved ones know what your funeral wishes are?
- Only 1% of people organising a funeral knew all of deceased’s wishes;
- 18% did not know any of the deceased’s wishes;
- 46% did not know if their loved one wanted cremated or buried;
- 64% did not know whether to hold a religious or non-religious service.
(Cost of Dying Report – 2018)
There are so many considerations when arranging a funeral, such as:
- burial or cremation?
- location?
- transport?
- viewings of the body?
- religious service?
- what hymns and/or songs would you like played?
- order of service?
- obituary / readings?
- flowers?
- charitable donations?
A Funeral Plan will help to set out exactly what you want for your funeral and express your preferences so that when the time comes, your loved ones have one less concern and will be safe in the knowledge that your final wishes can be carried out.
Not only will a funeral plan help release the emotional burden from your loved ones but it will also relieve the financial burden (with funeral costs having risen 122% since 2004 – Cost of Dying Report – 2018 ) as the Funeral Director services that are included within your plan will already have been paid for.
When paying for your funeral plan, you pay the cost of a funeral at today’s value. This money is then placed in the trust or with a life insurance provider (depending on plan payment type) and will cover the cost of your Funeral Director services.
If you would like more information or to discuss putting a funeral plan in place, call us on 01727 865 121 or email us at info@TotalLegacyCare.co.uk for a free discussion on how we can help
Leah Waller
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